Tasleefa, located at ______, with Tax Identification Number _______, ("Tasleefa") is a comparator of independent consumer credit products authorized to operate as a financial intermediary ("Service"). By making a loan application through Tasleefa, you can compare offers from the lenders with whom we cooperate and contract the loan that suits you best. Below we detail the Terms and Conditions (“Conditions”) through which the access and use of users to the services and content provided by Tasleefa is regulated.
In accordance with Law 34/2002 of July 11 on services of the information society and electronic commerce, Law 7/1998 of April 13, on general contracting conditions and (Royal Legislative Decree 1 / 2007, of November 16, which approves the consolidated text of the General Law for the Defense of Consumers and Users, as well as with Law 2/2009, of March 31, which regulates contracting With the consumers of loans or credits and intermediation services for the conclusion of loan or credit contracts (hereinafter “Law 2/2009”), we inform you of the following information about Tasleefa:
Denomination: Tasleefa.
Address: Bahrain
CIF: _____
Registration in the Commercial Registry of Bahrain. Volume xxxx, Folio xxx, Sheet xxxx.
State Register of Financial Intermediaries: Registration number xxxxxx of the second section.
Tasleefa is dedicated to intermediation in the granting of loans, under the regulatory framework of Law 2/2009. Tasleefa has the mandatory liability insurance, contracted with the insurance company Unión Alcoyana Seguros Gonzalo Barrachina, 4 - 03801 ALCOY (Alicante) and with policy number 44380488.
This document establishes the general contracting conditions of the Financial Intermediary TASLEEFA The General Contracting Conditions regulate the contractual relationship between TASLEEFA ONLINE and the natural and legal persons that sign the corresponding financial intermediation contract with the said company granting of credits or loans, and will be incorporated therein, according to the following clauses:
TASLEEFA. with CIF. XXXX and domicile in Bahrain, operates in the Bahrain financial market acting as an independent financial intermediary between financial entities, entities and lenders, who wish to grant financing, and natural persons that require the granting of credits and loans, enabling a more efficient search of loans and loans available in the market and that adapt to the needs and situation of each client, favoring access to the best possible and existing conditions and access to financing.
TASLEEFA. It exercises its activity in compliance with Law 2/2009 of March 31, and Royal Decree xxxx of January 28, which creates and regulates the state registry of companies provided for in Law 2/2009 of March 31 .
TASLEEFA. is registered as an obligated subject in the State Register of the National Institute of Consumption, as an Independent Intermediary with the number No. 878/2018 of the second section, for companies that without having the status of credit institutions carry out the intermediation activity for the conclusion of a loan or credit agreement for any purpose, to a consumer, by presenting, proposing or carrying out preparatory work for the execution of the aforementioned contracts, including, where appropriate, making such contracts available to Consumers for your subscription.
THE CUSTOMERS, will have all the information related to the conditions of the requested services, at least 15 days before the signing of the contract. However, CUSTOMERS may choose to sign before the end of the deadlines indicated in the appropriate contract, if they consider it convenient for their interests. The contract may be formalized, both in the official language of the State, Spanish, and in any of the other official Spanish languages, in the respective Autonomous Communities, in accordance with its Statutes.
TASLEEFA ONLINE undertakes to select, among the products offered in the market, those that best adapt to the characteristics of the credit / loan requested by THE CLIENTS, in accordance with the information provided by them to TASLEEFA ONLINE, presenting When possible, at least three binding offers from credit institutions, entities or lenders, on whose legal and economic conditions they will advise. However, in the event that, after examining the information provided by THE CLIENTS, it was not possible to submit three binding offers due to the conditions of the financial market or to the particular situation of each client, they may withdraw from the contract without any economic cost , or accept the proposed one / s, in the terms indicated in the contract clause.
The services provided by ONLINE LOAN to CUSTOMERS will be free of charge, credit institutions are the ones that will bear the cost of the management.
On the other hand, TASLEEFA ONLINE informs the client that he must satisfy the taxes, commissions, charges and expenses of contracting the credit or loan that finally becomes formalized, as well as the legal and contractual expenses that it entails, as per Example: notary, registration, taxes, etc., also including the services and products that may be necessary to contract during the processing of the credit or loan, such as insurance, necessary for the granting of the same.
CUSTOMERS may withdraw from the intermediation contract or custom sheet, signed with ONLINE LOAN on the fourteen calendar days following the formalization of the same, without allegation of any cause and without penalty, by submitting the corresponding reliable requirement to ONLINE LOAN, within the indicated period, at the address of the company, Ronda Sant Pere, 52 AT (08010) Barcelona, or by email to the address: shahad@tasleefa.com as long as the loan contract proposed by ONLINE LOAN between the CLIENT and the lender. Likewise, TASLEEFA ONLINE may terminate the contract once it has been established that it is impossible to find a solution in the market that meets the requirements of THE CLIENTS, notifying them in writing, electronically, by fax or by ordinary mail.
In compliance with the provisions of Organic Law 15/1999, of December 13, on the Protection of Personal Data, and in Royal Decree 1720/2007, of December 21, which approves the Regulation of development of the LOPD, TASLEEFA ONLINE informs users and any third party that provides their personal data in the Privacy Policy . However, he states that:
a) The personal data provided by THE CUSTOMERS will be registered in the file of TASLEEFA ONLINE, registered in the General Registry of Data Protection. These data will only be accessible to the personnel of this entity that must know them, and will be transferred only and exclusively to the entities with which ONLINE LOAN collaborates, for the sole and exclusive purposes of analyzing and materializing the financing operation object of the financial intermediation contracted. .
b) At any time, CUSTOMERS may exercise their right of Access, Rectification, Opposition and Cancellation of the data provided to TASLEEFA ONLINE. The exercise of this right must be done before the person responsible for the file, by written communication addressed to: TASLEEFA. with CIF B67285288 and domicile in Ronda Sant Pere 52 AT (08010) Barcelona, or by sending email to the address: shahad@tasleefa.com
Before using the ONLINE LOAN service, it is important that CUSTOMERS carefully review their private finances to calculate whether they can bear the burden of taking out a loan. The advice, calculations and recommendations provided by TASLEEFA ONLINE should be considered as guidance and advice. Although our advisors are always completely objective in their recommendations, CLIENTS are obliged to evaluate and review the information they receive from them. ONLINE LOAN as a company does not lend money, but we get loans from financial institutions with which we have signed agreements. The agreements will be between THE CLIENTS and the collaborating financial entities, so ONLINE LOAN is not responsible for any damage or loss that arises from what is accepted or abstained when concluding an agreement between both parties.
TASLEEFA ONLINE declares that it has adopted the necessary measures that, within its possibilities and state of technology, allow the proper functioning of its service as well as the absence of viruses and harmful components. However, TASLEEFA ONLINE cannot be held responsible for: (a) the absence of continuity and availability of content and services; (b) errors in said contents or the correction of any defect that may occur; (c) the absence of viruses and / or other harmful components; (d) the damages caused by any person who violates the security systems of TASLEEFA ONLINE.
TASLEEFA ONLINE may temporarily suspend and without prior notice access to the service due to maintenance, repair and update or improvement operations. However, whenever circumstances permit, TASLEEFA ONLINE will notify CUSTOMERS of the scheduled date for the suspension of services well in advance.
TASLEEFA ONLINE assumes no responsibility for the links to other web pages that are in the service, these may take the user to other websites over which TASLEEFA ONLINE does not have any control, so the user will access under its exclusive responsibility to the content and the conditions of use that govern them.
TASLEEFA ONLINE is not responsible for the use that users may make of the contents and services included in the service provided.
For any doubt, interpretation or execution of the intermediation contract that THE CLIENTS sign with TASLEEFA ONLINE, both parties expressly waiving their own jurisdiction, or any other that may correspond to them, will be subject to the Jurisdiction of the Courts and Tribunals of Barcelona .
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