BASIC INFORMATION ON DATA PROTECTION
RESPONSIBLE : TASLEEFA (hereinafter LOAN)
PURPOSE : Provision of loan intermediation service, management of the relationship with our users, marketing activities of our services, the forwarding of the loan application to the lenders, as well as the management of the resolution of doubts and queries that may be generated about our service.
The data will be kept while there is a relationship between the parties.
LEGITIMATION: Consent of the interested party.
RECIPIENTS : TASLEEFA will not transfer user data to third parties, unless legally required or in a relationship contractual, for which the corresponding confidentiality clauses will be established and prior authorization will be requested from the user.
For a loan comparison, user data will be shared to the lenders with whom we collaborate, (LINK).
If the user expressly authorizes the sending of commercial information, they may collaborate with the Manager outside the EU, adhered to the "Privacy Shield".
RIGHTS : Access, rectify and delete the data, as well as oppose the processing and other rights that are explained in the Section 6.
This is the relevant information of the Person Responsible for the Processing of personal data that is processed and provided by users:
RESPONSIBLE FOR DATA PROCESSING
Identity : TASLEEFA (hereinafter LOAN)
Address : Bahrain
Email : shahad@tasleefa.com < / a>
The legal basis for the processing of the data is the execution of the form on the website of TASLEEFA ("loan application" section). This form is done by the interested party and with this he gives his full consent for the processing of his personal data. This treatment is carried out based on the so-called weighting of interests, in which we consider that the treatment does not significantly compromise your integrity.
The information we receive from users, which will be treated with the utmost confidentiality, is collected as set forth below.
a) Information that users provide us directly : TASLEEFA collects and stores certain information that the user voluntarily enters on the TASLEEFA website or that provides it in any other way either through of a phone call or email.
Loan application or information:
The information that the user provides us when they send us an email or contact us by telephone. Likewise, the user also provides us with his information when he makes a loan application on the TASLEEFA website (section “Loan application”). That is, name and surname , e-mail , DNI , telephone . Additionally, the following data may be processed, among others: date of birth, IP address, data of your employer ( company name, telephone number and address ), profession, current loans, voice (may be recorded calls exclusively for quality reasons, and the same can be communicated to the collaborating entities as long as there is a firm proposal by the latter to the interested user), as well as any other information that you provide in the loan application. < span class = "editor-invisible-space">
Data quality :
The user must guarantee the quality of the information and data both against TASLEEFA and personnel that you provide through the TASLEEFA Web, email or phone call. This implies that all personal data and information provided must be real, truthful, updated and belong to the user and not to third parties. In the case that they belong to third parties, we understand that it is by their consent and we request that said third party be invited to know our legal texts as soon as possible.
Data modification :
The user must notify TASLEEFA of any modification that occurs in the personal data provided, responding in any case of the veracity and accuracy of the data provided at any time.
b) Information that users provide us indirectly :
Data derived from the use of the Web:
TASLEEFA collects data derived from the use of the Web by the user each time it interacts with the Web.
Data derived from cookies
TASLEEFA uses cookies to facilitate navigation to its users.
For what purpose do we treat the data?
PURPOSE OF TREATMENT:
Provision of services:
To provide the corresponding services (a.- Loan application registration, identity verification, b.- Analysis of data in the loan application and information in credit reports, c.- Forwarding of the application of loan to the lenders with whom we collaborate in accordance with the basic requirements of the lender on the borrowers, d.- Contact by email, sms, telephone and ordinary mail if applicable, e.- Customer service management, f.- Submit loan offers, rejection decisions, etc.) , we also process your data to perform marketing activities of the services of TASLEEFA; segmentation, emails, marketing analysis, creation of "lookalike" audiences and personalized audiences on Facebook, creation of "Similar audience" and personalized audiences in the Google Adwords advertising network and to provide information that the user requests through the "Loan request" form and / or via email or phone call, contact details that appear in the "contact" section on the TASLEEFA website.
TASLEEFA will use the necessary data for the management of your credit offer request and may consult files, databases or records of equity and credit solvency or compliance with monetary obligations (regardless of whether they contain information on debts and / or credit behavior), such as ASNEF, the Central of Risk Information of Banco de España, and others similar. Likewise, as we have indicated previously (section ¨5. To which recipients are the data communicated? ¨), we inform you that the personal data that is communicated to the credit entities or lenders with whom we collaborate may be used by them so that they can present their own credit offers, being able to make their own evaluations regarding their solvency and decide on the desirability of granting the requested loan. The purpose of these consultations is the evaluation of their solvency. From TASLEEFA we undertake to carry out only the necessary and pertinent verifications in order to verify the veracity of the information on its solvency, also TASLEEFA can request documentation related to its identification and solvency, as long as it is exclusively necessary, and with the sole purpose the correct management of the loan grant.
Promotional messages with cancellation option:
With the consent of the user, TASLEEFA may use the personal data we obtain to send commercial e-mails related to our products and the services we provide. In any case, you can avoid sending new commercial emails by requesting it at the email address shahad@tasleefa.com or by using the link It appears in the body of each of the e-mails that we send and consequently, TASLEEFA will cease immediately in the sending of said information. Likewise, personal data may also be used for sending service messages by SMS.
Automated decision making:
Automated decision making refers to a decision that is made solely on the basis of the automated processing of your personal data. TASLEEFA uses automated decision making when you use our service. This means that the information you have provided and the information we receive through a loan application is automatically matched with the basic requirements of the borrowers with whom we collaborate to grant a loan, for example: income, form of employment, loan amount requested. Our use of automated decision making aims to provide a fair and accurate loan service and we need to comply with the agreement we have entered into with you. If you have an objection to an automated decision made by TASLEEFA, contact us at shahad@tasleefa.com .
Operational communication of the service:
We may use the personal data that the user provides us to communicate via email or telephone about the operation of the service.
Data transmission to third parties (exceptions) :
Territory:
The service performed by TASLEEFA is carried out from Spain.
The personal data of the users of TASLEEFA, will be kept exclusively for the time necessary to provide the products or services agreed and / or requested, and to meet any of the objectives mentioned in this Privacy Policy. All this, as long as the user has not requested the cancellation or cancellation of these. Likewise, TASLEEFA will block and retain personal data for the time necessary to comply with the different legal obligations that apply to it and in case at any time the data were requested by a judge, court or administrative authority. During this time of conservation the data will not be used for any other purpose apart from those mentioned. Once the legal conservation periods and the prescription periods for actions applicable in each case, we will delete your personal data permanently.
As indicated in the previous section, the personal data that TASLEEFA collects will be exclusively used to achieve the object defined in the TASLEEFA website. We take all reasonable contractual, legal, technical and organizational measures to ensure that your personal information is processed securely and with an adequate level of protection when it is transferred or shared with selected third parties as detailed below.
In order to achieve this objective and the correct provision of the TASLEEFA service, it could share certain personal data of the users:
The user may exercise the following rights before LOAN:
- Right to request access to personal data related to the interested party.
- Right to request rectification (inaccurate data) or deletion (when the data is no longer necessary for the purposes that were collected).
- Right to request the limitation of their treatment, in which case we will only keep them for the exercise or defense of claims.
- Right to object to treatment. TASLEEFA will stop processing the data, except for compelling legitimate reasons, or the exercise or defense of possible claims.
The exercise of the aforementioned rights is very personal, so it will be necessary for the user to prove their identity.
To exercise the aforementioned rights provided in the legislation, the user can contact TASLEEFA by email shahad@tasleefa.com or by writing to the address in section 1 of This Policy. The communication will contain the following data and documents:
The user will also have the right to file a complaint with the corresponding Bahrain Data Protection Agency / Control Authority ( www.aepd.es ), when deemed convenient.
TASLEEFA informs the user that it has adopted the necessary technical and organizational measures required by current Data Protection regulations to guarantee the security of their data, in order to avoid alteration, loss, access or non-processing. authorized thereof.
As mentioned, the personal data provided by users through the TASLEEFA website will not be transferred to other entities or companies to be used for their own purposes. However, some companies subcontracted by TASLEEFA could have access to personal data and personal information, always under the exclusive control of TASLEEFA, with the sole purpose of providing a service necessary for the proper functioning of the TASLEEFA website.
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TASLEEFA reserves the right to modify this Privacy Policy in accordance with the applicable legislation at all times. Therefore, it is recommended that the user periodically review this Privacy Policy in order to be informed of the treatment and protection of personal data, as well as the rights that assist him.
This Policy will be governed and interpreted in accordance with Bahrain law, as well as the resolution of any dispute or divergence related to this Website. The use of the services of this website implies the express acceptance of the Bahrain jurisdiction.
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